All tools are free — no sign-up, no paywall. Know exactly what a loan costs before you sign. New: compare two loans side by side and see which one costs less over the full term. Check your affordability before applying — lenders use the 40% debt-to-income rule to approve or reject you. Understanding flat rate vs reducing balance interest can save you thousands. Read our guide in the Learn section. CRB listings can block your loan applications for up to 5 years. Learn how the CRB works and how to protect your credit record. All tools are free — no sign-up, no paywall. Know exactly what a loan costs before you sign. New: compare two loans side by side and see which one costs less over the full term. Check your affordability before applying — lenders use the 40% debt-to-income rule to approve or reject you. Understanding flat rate vs reducing balance interest can save you thousands. Read our guide in the Learn section. CRB listings can block your loan applications for up to 5 years. Learn how the CRB works and how to protect your credit record.

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Loan Calculator

Enter amount, rate, and period. See exact monthly payment, total repayment, and interest cost instantly.

Loan Comparison

Compare up to 3 loans side by side: any bank, SACCO, or mobile lender. See which costs least.

Affordability Check

Enter your income and expenses. Get a green, amber, or red verdict on whether you can afford the loan.

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Financial Glossary

Every loan term explained clearly: APR, collateral, guarantor, CRB, reducing balance, and more.

Financial Articles

Guides on borrowing wisely, understanding interest rates, CRB, mobile loans, and protecting your finances.

CRB Awareness

What CRB blacklisting means, how it happens, how long it lasts, and exactly how to clear your name.