All tools are free — no sign-up, no paywall. Know exactly what a loan costs before you sign. New: compare two loans side by side and see which one costs less over the full term. Check your affordability before applying — lenders use the 40% debt-to-income rule to approve or reject you. Understanding flat rate vs reducing balance interest can save you thousands. Read our guide in the Learn section. CRB listings can block your loan applications for up to 5 years. Learn how the CRB works and how to protect your credit record. All tools are free — no sign-up, no paywall. Know exactly what a loan costs before you sign. New: compare two loans side by side and see which one costs less over the full term. Check your affordability before applying — lenders use the 40% debt-to-income rule to approve or reject you. Understanding flat rate vs reducing balance interest can save you thousands. Read our guide in the Learn section. CRB listings can block your loan applications for up to 5 years. Learn how the CRB works and how to protect your credit record.

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Financial Education

Guides on borrowing wisely, interest rates, CRB, and protecting your finances.

All Borrowing Basics CRB Awareness Financial Health Understanding Interest

The 5 Questions to Ask Before Signing Any Loan

Most Kenyans sign loan agreements without reading them. This is one of the most expensive...

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Flat Rate vs Reducing Balance: Why It Matters More Than You Think

The type of interest on your loan changes what you actually pay — sometimes by tens of tho...

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